4% FHA interest rate the first year + 5% fixed FHA rate or up to $20,000 seller's concession with use of builder's preferred lender. This open concept 2-story home features a spacious kitchen with a large pantry and optional kitchen island, with plenty of storage and natural light throughout. The upper-level features laundry, large master suite with walk-in closet, and 3 additional bedrooms. Backyard landscaping and fencing included! Standard features include LED lights, tankless water heater, Samsung stainless steel appliances, covered entry, and an oversized 2-car garage. Builder has additional inventory not listed in MLS. Upgrades - Stone Kitchen Countertops, Gas Range, 42" Cabinets, LED Disc light package, LVP flooring in Great Room, Front landscape